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CeMAP training with home study

We know we provide the only true multimedia CeMAP training available in the UK today.

We believe we provide the best value training for CeMAP that you can Buy.

Telephone us now on 01592 743131 or e-mail us on info@hernegroup.com to find out why.

Facts about interesting CeMAP training

When comparing CeMAP training with other possible career options, the long term market growth situation is a critical factor in deciding whether CeMAP training is the right choice. In comparison with most other markets, CeMAP training does provide the gateway into a career which has shown year on year growth consistently in the long term. Even if we assume the growth rate of mortgage industry is slower, there will still be a shortage of CeMAP trained advisers. Thus the employment market for anyone freshly qualified through CeMAP training is expected to continue to be very promising. Yet another encouraging fact is many existing mortgage advisers are approaching, or indeed have already reached their retirement age, and there is expected to be a serious dearth of qualified CeMAP professionals in the foreseeable future.

It is common knowledge that the mortgage market is currently going through a rough patch because of the financial crunch in the market. But that need not deter the CeMAP aspirants. We need to remember that thousands of mortgages are still being approved every month and many mortgage brokers are still earning handsomely by selling protection products like life insurance, mortgage protection and re-mortgages.

The UK mortgage market offers a very wide choice of around 4,000 products to its customers. It is one of the most competitive markets where there is a growing pressure for lenders to devise innovative strategies to stay and prosper. However in such types of markets constant innovation is one of the determining factor in differentiating the winners and losers. The rating agency Standard & Poor has visited a wide variety of lenders in both the prime and nonconforming sectors. Overall, it appears that the competition within the market has resulted in a variety of product and servicing innovations.

In recent times, the U.K. mortgage market has seen a proliferation of product and service innovations within an increasingly competitive lending environment. As a result, borrowers are the beneficiaries as they can now repay their loans on an interest only, capital and interest, or any other flexible basis. Apart from convenient and easy payment terms, borrowers have the option to choose from a range of fixed, discounted, or capped interest rates.

The Mortgage market of UK substantially differs in comparison to the markets in other countries because there is no intervention in the market by the state or state funded entities. In the Mortgage market of UK, lenders usually charge a valuation fee, which is a very nominal amount for a chartered surveyor to visit the property. Such type of superficial survey is not a full comprehensive survey and it may not identify all the defects that a house buyer needs to know about. Even it does not form a contract or a legal binding between the surveyor and the buyer.

The mortgage field is a recession proof business, as people tend to borrow for cars, holidays, home improvements and many other things. Then, when consumer spending has peaked and the economy slows down, many people experience difficulty repaying their loans and meeting their other financial commitments Excellent job opportunities are waiting for the people who complete the course and pass the CeMAP exams. When people pass the exams, then they obtain certificate of mortgage advice and practice which entitles them to offer the service in the UK. The income of a mortgage adviser can vary from a modest sum to some staggeringly high figure depending on your competence. There is still serious dearth of CeMAP trained professionals that the market for any freshly trained CeMAP training is expected to be very buoyant. Further, many existing mortgage advisers are approaching retirement age, and therefore the chances for those embarking on CeMAP training now are indeed bright.

All course costs include all training books, IFS mock exam papers and revision guides, and e-mail support.

Our home study course is one of the most comprehensive and best value available in the the UK. Contact us now on CeMAP@hernegroup.com for more information.

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